Bringing you the greatest live events in Sydney. Weekly, fortnightly, or monthly repayment options. The Board is required to stay up to date on the performance of Qudos Bank,. Home loans. "Qudos Bank is concerned that Infosys may have misused Qudos’ intellectual property and confidential information in developing software for another financial services group, Australian Military. : 53087650557. BSB Address. Some financial institutions have more than one Swift Codes for different purposes. We were founded in 1959 by a group of Qantas employees who wanted to establish better financial options for - themselves, their families, and their community. 3D Secure deters unauthorised card use and may help to reduce fraud. 010700015. One where our team are challenged each day to build their. Fixed rate home loan. To communicate or ask something with the place, the Phone number is 1300 747 747 . SWIFT codes comprise of 8 or 11 characters. Bank code A-Z 4 letters representing the bank. Qudos Bank donates $10,000 to ReForest Now >. A bank’s SWIFT code is an eight- or 11-digit code with four components: Bank code: Four letters that represent an abbreviated version of the financial institution’s name. Qudos Bank | 4,752 followers on LinkedIn. Their brand was bright, bold, zany and youthful. These codes are used when transferring money between banks, particularly for international wire transfers. Click to Copy. Log on to Online Banking, Qudos Bank App or Telephone Banking 2. Up to 46 interest free days #. Mon - Fri: 7am - 7pm (AEST) Sat: 9am - 5pm (AEST) International calls: +61 2 9582 3200 (or from a landline within Australia) For all other customer service enquiries please refer to our contact page. $0 account keeping fee. No penalties for withdrawals, continue to earn interest and Qantas Points on your balance. To make a money transfer, the BSB Number is used together with the bank account number of the recipient. Fees and Charges Brochure. A. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. Banks also use these codes for exchanging messages between them. There’s no minimum or maximum balance and, like most savings accounts, there’s no monthly fee. Minimum amount $10,000. (January 2015) Qudos Mutual Limited, t/a Qudos Bank, is an Australian mutual bank that provides retail banking products and services, including home loans, personal loans, car. Interest rate Below $500,000 4. There’s no minimum or maximum balance and, like most savings accounts, there’s no monthly fee. SWIFT codes comprise of 8 or 11 characters. May 28, 2019 – 12. SWIFT BIC FED & CHIPS ABA Reuters Code ; Charlotte: Wells Fargo Bank, N. Qudos Bank | 4,834 followers on LinkedIn. Send money to over 200 countries/territories in more than 130 currencies. Qudos Bank. Nov 5, 2023. a. 25%. Alternatively, you can browse all SWIFT codes for a particular country. BSB Number is used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. Osko payments can be made using a PayID or BSB and account number with participating banks and. $0 account keeping fees. It gives you oversight and control over your payments from your eligible bank account. Qudos Bank | 5367 seguidores en LinkedIn. Back then our customers were the people of Qantas. All Directors are personally liable under the Act for the actions and decisions of the Company. Qudos Bank | 5,022 followers on LinkedIn. 42 miles from Convention Center. 00am. Branch address. Sydney Kings pip NZ Breakers in NBL grand final rematch thriller. CUS, Qudos […] A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Look for the distinctive BPAY logo on your bills. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. The first two digits act as identifiers of the banking institution e. Solidatus. You can withdraw up to $2,000 per day from any Qudos Bank Branch. ALDN Bank code. $0 account keeping fees. The Qudos Bank Mobile and Tablet banking app delivers greater self-service functionalities for banking on the go, including: * A toggle for the quick balance on the login page, allowing you to choose to show the balance of up to 4 accounts without having to log in. What is Qudos Banks' SWIFT code? Qudos Bank does not have a SWIFT code as we receive International transfers through Convera. What Time Can You Line Up for Qudos Bank. For more information you can also check out our website or call us on 1300 747 747. SWIFT code, also known as Bank Identifier Code (BIC) is an 8-11 alphanumeric code used to identify a bank. This entrance allows event patrons and Corporate Suite guests direct access to Qudos Bank Arena from Level 4 of the P1 Car Park. Qudos Bank | 5,114 followers on LinkedIn. Rates; Calculators; Join Us; 1300 747 747; BSB: 704 865; Products. Read moreGet In Touch - Qudos Bank 1300 360 865: Lost or Stolen Cards: Update the status of your card on the Mobile App or 1800 621 199 (24 hours toll free) or 1300 747 747 (during business hours) or +61 2 9959 7686 (from overseas) Online Banking Password Reset. 79% for owner occupied. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. For example, the BSB code 704-865 may correspond to: 70 ( Bank Code ): Indue Ltd 4 ( State Code ): NSW 865 ( Branch Code ): 420 Forest Road. Our competitively high interest rate deposits are hard to beat. PayTo is a new, efficient alternative to direct debit which allows you to pre-authorise one-off or recurring real-time payments from your bank accounts. ^T&Cs, fees, charges, and lending criteria apply. CC - Next 2 characters - country code (only letters). SWIFT Kodu QUMAAU21; Banka QUDOS MUTUAL LIMITED; Adres O'RIORDAN STREET, 191 FLOOR 8, MASCOT; Wise'ı kullanarak uluslararası ücretlerden tasarruf edin. Are you an existing Qudos Bank member?The Qudos Bank Mobile and Tablet banking app delivers greater self-service functionalities for banking on the go, including: * A toggle for the quick balance on the login page, allowing you to choose to show the balance of up to 4 accounts without having to log in. You can call our local team Mon to Fri 7am-7pm (AEST) and Sat 9am-5pm (AEST): 1300 747 747 - Australia-wide. The Customer Owned Banking Code of Practice (Code) is the code of practice for Australia’s mutual banks, credit unions and building societies. Earn 2,000 bonus Qantas Points when you open your first account by 30 November 2023, deposit of $1,000 made in the first 30 days and hold it in the account for 30 days. Positive Negative. Click on the event name for more information or click on ‘Buy Tickets’ to go directly to purchasing Qudos Bank Arena tickets and selecting your seats. Alternatively you can subscribe to our monthly Qudos Bank Arena. Log on to Online Banking, Qudos Bank App or Telephone Banking. 6. These codes are used when transferring money between banks, particularly for international wire transfers. Activate a new card, change a PIN, report a lost or stolen card, reduce. - oman branch: muscat: babeomrx: 16: central bank of oman: muttrah: cbomomru: 17: first abu dhabi bank (formerly national bank of abu dhabi) oman main br: muttrah: nbadomrx: 18: first abu dhabi bank (formerly national bank of abu dhabi) oman. Qudos Bank Arena Bag Restrictions: Please note backpacks of any type and size are not permitted into Qudos Bank Arena, including handbags that can be worn as a backpack. Not sure what type of account you have with Qudos so it’s best to reach out to them directly at 1300 747 747 so they can assist you further. Banks also use these codes for exchanging messages between them. And our goal is to be THE bank our customers value most. Get routing numbers for Wells Fargo checking, savings, line of credit, and wire transfers or find your checking account number. 2 out of 5, based on over 29 reviews left anonymously by employees. They brought Australia to the world, and back home again. SWIFT codes comprise of 8 or 11 characters. A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. Qudos Bank Arena Concerts (Updated for 2023 - 2024) Date Concert Venue; Location May 01, 2024 Upcoming. Queensland Country Bank 4. BSB numbers are usually made up of 6 characters. For further information about Qudos Bank Arena visit the latest news and stream for free on 7plus . QUDS BANK SWIFT code is a standard form of Business Identifier Codes (BIC) as an every banks unique code for message exchange needs and also sending money. 46 billion to $4. For fixed interest only loans, the interest only period is equal to the fixed period. Qudos Bank is an unlisted public company owned by our customers and run by our Board of Directors. The acronym SWIFT stands for “Society for Worldwide Interbank Financial Telecommunication”, which is the messaging for the. 1. The bank is located in Mascot, Australia. SWIFT and BIC codes are used all over the world to identify bank branches when you make international. View home loans. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. $0 annual fee, $0 account keeping fee, $0 early repayment fee. 4. #7 of 20 things to do in Sydney Olympic Park. Heritage and People’s Choice Limited trading as Heritage Bank (ABN 11 087 651 125, AFSL 244310). 6 (2,206) Qudos Bank 4. Qudos Bank Arena is ranked among the top 10 in the world and has been included in the final list for the Billboard Touring Award. The codes can sometimes be found on account statements. Back then our customers were the people of Qantas. You cannot initiate the sharing of your Qudos Bank data from us without first providing consent to the Accredited Data Recipient. For all life's destinations | We started as Qantas Credit Union. Our lowest home loan interest rate with no bank fees and unlimited extra repayments. Bank code A-Z 4 letters representing the bank. To set up your online banking at Qudos Bank you should call the bank's number (1300 747 747) and talk to the bank's customer service staff. BSB Name. Low Cost Home Loan (Value Package) Get a great deal more with a discount off our award-winning low-cost home loan, plus additional ongoing benefits for an annual package ($199 annual fee applies). Qudos Bank Arena Seating Chart. Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year. Qudos Bank | 4,916 followers on LinkedIn. qudosbank. Safeguard your savings with a Qudos Bank fixed rate term deposit account. We apologise for the inconvenience this may have caused and thank you for your patience and understanding. SWIFT codes comprise of 8 or 11 characters. BBBB - First 4 characters - bank code (only letters). If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge. The Qudos Bank Mobile and Tablet banking app delivers greater self-service functionalities for banking on the go, including: * A toggle for the quick balance on the login page, allowing you to choose to show the. The details of all QUDOS MUTUAL LIMITED, MASCOT, MAIN BRANCH, AUSTRALIA BIC code. Features. The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S. ALDNPS22Click to copy it. Qudos Bank | 5,022 followers on LinkedIn. Product Features. This Qudos Bank Arena P1 Priority Entry is a VIP and suite entrance point. Toggle Corporate affairs subsection. Download Qudos Bank and enjoy it on your iPhone, iPad and iPod touch. SWIFT codes comprise of 8 or 11 characters. SWIFT codes comprise of 8 or 11 characters. Company site >> SIMILAR LOGOS . Country code A-Z 2 letters representing the country the bank is in. Australasia's # 1 entertainment venue. Invest with confidence at Qudos Bank! Rates; Calculators; Join Us; 1300 747 747; BSB: 704 865; Products. Please be aware that there is a system outage taking place this Sunday 26 th March 2023, between 12:50am – 6:20am AEDT that will impact banking services. • IBAN and SWIFT Code of the bank Contact us to speak with a Customer Service Specialist. Osko by BPAY is the first consumer service to be built on the New Payments Platform to use the PayID functionality. Qudos Bank Arena. Postcode: Town/city: Contact number: *Recipient may also be referred to as ‘Beneficiary’ . Asia United Bank Corporation (AUB) 011020011. We’re still customer-owned, returning profits through our products and. a. Jumpstart. Berikut daftar SWIFT code bank yang perlu Anda ketahui: Bank Central Asia (BCA): CENAIDJA. 89%. The Qudos Bank Mobile and Tablet banking app delivers greater self-service functionalities for banking on the go, including: * A toggle for the quick balance on the login page, allowing you to choose to show the balance of up to 4 accounts without having to log in. 2 billion and, our year end profit increased by 7. Pros. BSB is a code that consists of 6 digits. With such a large capacity ability at the Qudos Bank Arena, the venue lends itself to be able to host a wide range of events from sports, entertainment, award shows and of course it’s long list of epic music concerts! Including the seating capacity, Qudos Bank Arena can hold an unbelievable 21,032 guests all at. QUDOS MUTUAL LIMITED için temel bilgiler. What is Qudos Banks' SWIFT code? Qudos Bank does not have a SWIFT code as we receive International transfers through Convera. Visit us in person at a Qudos Bank. Banks also use these codes for exchanging messages between them. They brought Australia to the world, and back home again. An unfolding legal drama at small Australian bank Qudos is showcasing a new reality sinking in for companies everywhere: that digital know-how is valuable currency and. 99% for Owner Occupier and 6. Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. 7% from $3. E) KALUBIA BRANCH. Banks also use these codes for exchanging messages between them. The type of loan you choose can have a significant impact on the interest rate and other terms. Qudos Bank | 5,114 followers on LinkedIn. Interest rate. What is the SWIFT code for Qudos Bank? Qudos Bank does not have a SWIFT code as we receive International transfers through Convera. Rates; Calculators; Join Us; 1300 747 747; BSB: 704 865; Products. Address : Connect Cor Ctr L8 191 O'Riordan St, Mascot, NSW 2020. View deal. It usually looks like a shortened version of that bank's name. Qudos last year launched action against the system integrator over concerns that. 3D Secure is a free service currently facilitated by VISA and MasterCard that lets customers transact online securely using their Debit or Credit Card. The Qudos Bank Arena was originally known as the Sydney Super Dome and opened it’s doors all the way back in 1999. Find any SWIFT or BIC code for QUDOS MUTUAL LIMITED and / or any of its branches across all countries and cities in the world. Plus, if you open an account between 1 September and 30 November and. B. It was completed in 1999 as part of the facilities for the 2000 Summer Olympics. S. au/board. BSB Number is a six-digit code. Joint account data can also be shared at any time. For example, the BSB code 704-865 may correspond to: 70 ( Bank Code ): Indue Ltd 4 ( State Code ): NSW 865 ( Branch Code ): 420 Forest Road. Banks also use these codes for exchanging messages between them. In order for you (the recipient) to receive the funds, the sender needs to know: Your full name, as it appears on the account. Now one of Australia’s largest mutual banks, we’re a bank for all people. Qudos Bank is a customer-owned bank with a full range of banking products and services. Wise uses the real Reuters exchange rate and charges a low, transparent fee. Discover more ways to bank. This Qudos Bank Arena P1 Priority Entry is located on level four of the car park. Country: Postcode: Overseas financial institution Bank name: Street address (No PO Box):Qudos Bank uses BSB numbers to identify the bank and branch holding a bank account in Australia. Swift code (8 characters) CHASUS33. Rates displayed above are available for new borrowings of $150,000 and over only, owner-occ, P&I, deposit >30%. 6 out of 5 stars from 1,244 genuine reviews on Australia's largest opinion site ProductReview. If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge. WMK delivered the interiors for the bank's new headquarters, reflecting the brand essence of being 'unbank-like'. Location code: Two numbers or letters that identify the city of the. +61 2 9582 3200 - if you’re overseas. Your DBS/POSB Bank Account number. Set up alerts for cards and accounts, including how and when you receive them. Earn 1 Qantas Point per $1 spent on eligible purchases. The first 2 characters identify the bank the BSB is associated with (like Commonwealth Bank). Back then our customers were the people of Qantas. Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates. The Federal Court has ordered Infosys to produce documents and information in response to the bank’s potential claims after it. jpmorgan chase bank-sydney: chasau2xxxx: 20: qudos mutual-mascot: qumaau21xxx: 21: northern trust company-melbourne:. It usually looks like a shortened version of that. Sydney Kings pip NZ Breakers in NBL grand final rematch thriller At Qudos Bank Arena, Sydney: Sydney Kings 87 (DJ Hogg 18, Jaylen Adams 12, Shaun Bruce 11, Denzel Valentine 11) NZ Breakers 85 (Anthony Lamb 29, Parker Jackson-Cartwright 18, Will McDowell-White 11,. They brought Australia to the world, and back home again. About SWIFT Codes. 1 Interest rate. We're proud to have won multiple awards over the last six years for our quality products that help our customers reach their financial goals 👊 Our team are here to help you understand more about our products and the tools available to assist you in managing your finances. The SWIFT/BIC code - also known as a SWIFT number - is a unique identifier which describes the bank or branch a payment should arrive in. Meet the Board behind your bank > qudosbank. These codes are used when transferring money between banks, particularly for international wire transfers. AGRICULTURAL BANK OF EGYPT (A. 29% for Investment home loans. To make an international money transfer from one bank to another bank, you’ll need a SWIFT/BIC code. Executive Group. Qudos has received feedback about how frustrating this is for affected customers; however, this will not be rectified. 25 % p. Back then our customers were the people of Qantas. SWIFT Address/Code: DBSSSGSG. Select the PAY tab in Online Banking or the Qudos Bank App and follow the simple instructions 3. 49% p. 15% as long as their balance is under $500,000. A BSB Number is a six digit numerical code used to identify an individual branch of a financial institution in Australia. Bank code A-Z 4 letters representing the bank. Download a better banking experience today. We've grown to become an award-winning financial services provider for all Australians, and we've been named Australia’s Best Large Mutual Bank three years running by Mozo, and Customer Owned Bank of the Year 2021 and 2020 by Canstar. l. The SWIFT code is specific to a. A non-connected BIC cannot be used in the header of a Swift message, otherwise it will be rejected by the Swift system. S WIFT/BIC codes are used to identify specific banks and branches in international money transfers, making sure your money gets to the right place. Swift Code QUMAAU21XXX is an unique bank identifier for Qudos Mutual Limited. Our history. The Qudos Difference. This colossal Arena has played host to a number of international superstars including Beyoncé, Taylor Swift, Madonna. Please note that Chase Bank (Jp Morgan Chase) may have other SWIFT codes for different branches & services, both in United States and other locations worldwide. The relationship relating to the services described is. Indue (Qudos Bank) BSB Number: 704-865: Branch: Qudos Bank: Street Address: Connect Cor Ctr L8 191 O'Riordan St: City: Mascot: Postcode: 2020: State: New South. SWIFT and BIC Codes for all the banks in the world. LL - Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits). Qudos Bank | 4,911 followers on LinkedIn. An IBAN is used in some. 2. Enjoy special offers with Visa Entertainment. AU - code belongs to Australia. BSB Numbers are used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. SWIFT codes comprise of 8 or 11 characters. What is a SWIFT Code? A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. Qudos Bank. The largest indoor arena in Australia, Qudos Bank Arena has played host to a number of international superstars including Beyoncé, Taylor. QUDOS MUTUAL LIMITED, MASCOT, MAIN BRANCH, AUSTRALIA Swift Code Details. When joint account data is shared, joint owners will be notified by email. and subject to change at any time. com. 4 Rates displayed above are available for new borrowings of $150,000 and over only. For more information please call Qudos Bank Arena during business hours on (02) 8765 4321. Rates; Calculators; Join Us; 1300 747 747; BSB: 704 865;Here at Qudos Bank, we do things a little differently. 4. SWIFT codes comprise of 8 or 11 characters. Banks also use these codes for exchanging messages between them. The seating map may also vary for some Qudos Bank Arena events. For 12 months 5. Customer owned banking. Learn more about Qudos Bank’s competitive rates and low to no fees. Outstanding services and fairer feesQudos Mutual Limited (trading as Qudos Bank) is one of the trusted credit union banks in Australia. Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year. Back then our customers were the people of Qantas. QUMAAU21 XXX. Founded over 60 years ago as Qantas Credit Union, we are a customer-owned bank with a full range of banking products and services. Hexagon Design Studios. It’s your money. 14 Sydney Qudos Bank Arena 17 Adelaide Entertainment Centre. @QudosBank. All answers (6) Qudos Bank has permanently discontinued any bank feeds with Xero due to concerns about access by third parties to Qudos customers’ data. Outstanding services and fairer fees. Location code 0-9 A-Z 2 characters made up of letters or numbers. 17 reviews. Country code: Two letters that indicate the country in which the financial institution is located. Side view but can still see screens and Matty came over and interacted with us multiple times. Join one of Australia's largest customer-owned banks with over $5 billion in assets and branches in Sydney. au. Discover more ways to bank. 99% for Owner Occupier and 6. Contact Us Here to help since 1959 FAQs Let us answer your questions General Enquiries Reach out for feedback and questions Quick links Find the answers to our most frequently asked questions on topics such as mobile banking, online security and website troubleshooting. Also, you can talk to the staff face to face by visiting the closest Qudos Bank branch. 1 miles from Qudos Bank Arena. Make every cent count with one of Qudos Bank's high interest Term Deposits. 5. Location code 0-9 A-Z 2 characters made up of letters or numbers. The codes can sometimes be found on account statements. Standard terms available for 3, 6, 9, 12, 24 and 36 months. Here are the codes of all the major banks in the Philippines: Bank. Guaranteed returns. Bank Code. Sydney NSW Aus. Qudos Bank Arena | 2,988 followers on LinkedIn. Find them here!. 7% from $4. Country code: Two letters that indicate. Redraw up to your approved limit, make payments and redraw again. Bank's Swift Code is USBKUS44IMT. 99. blink-182 / Rise Against. Our history. Fightcenter ». Qudos Bank | 4,916 followers on LinkedIn. The table below are the SWIFT Code for all banks in Australia. For all life's destinations | We started as Qantas Credit Union. 1. On average, international payments take between 1-5 business days⁷. Branch address. What is a SWIFT Code? A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. 8 (917) Bank Australia 4. I have had erroneous transactions before (people providing wrong SWIFT code or account number) and the funds have been returned so quickly. We’re not just another bank. City/Suburb/Town. Apply Now. Compare interest rates and fees across all of our Qudos Bank savings accounts, including our Qantas Points Saver, Bonus Saver, QSaver and more. These codes are used when transferring money between banks, particularly for international wire transfers. Qudos Bank | 4,969 followers on LinkedIn. de c. $0 account keeping fees. During this period, online banking, mobile banking, and phone banking services will be unavailable. This timeline tells the story of the remarkable achievements and success of the organisation and the people who contributed to one of Australia’s great banking stories. What Time Can You Line Up for Qudos Bank. The largest indoor arena in Australia, Qudos Bank Arena has played host to a number. 98%p. Name of Beneficiary Bank: DBS Bank. 75% p. 1 Promotional activities. BSB is an abbreviation for: Bank State Branch. If you require a large cash withdrawal, 24 hours notice is recommended to ensure we arrange the required cash amount. Qudos Bank - LoginQudos Bank Arena, Sydney Olympic Park The Sydney SuperDome (currently known as the Qudos Bank Arena for sponsorship reasons) is a large multipurpose arena located in Sydney Olympic Park suburb of Sydney, New South Wales, Australia. Call our friendly customer service team 6 days a week on 1300 747 747. The biggest Car Park onsite is located at the P1 car park adjoining Qudos Bank Arena and has an impressive capacity of up to 3,300 cars. Our BSB name is Qudos Bank. SWIFT code ALDNPS22XXX; Swift code (8 characters) ALDNPS22: Branch name: QUDS BANK: Branch address: AL-QUDS STREET, MASSYOUN, QUDS BANK BUILDING:. SWIFT code. Back then our customers were the people of Qantas. About Qudos Bank. Earn 400 Qantas Points per annum for every $1,000 of your balance, credited monthly. For all life's destinations | We started as Qantas Credit Union. SWIFT codes comprise of 8 or 11 characters. 55 billion to $3. View home loans. SWIFT code. The 3rd character is a number between 2 and 7, representing the state the bank branch is located in (4 represents Queensland, for example). These codes are used when transferring money between banks, particularly for international wire transfers. What is a SWIFT Code? A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. At Qudos Bank, we've worked together in teams with fun. 01. Foreign Exchange : SWIFT TID FX: WFBIUS6WFFX : FW ABA: 026005092 : Charlotte : Wells Fargo Bank, N. It’s your gateway to easy banking. Qudos Bank Low Cost Home Loan Value Package. QUMAAU21XXX is used when transferring money between banks, particularly for the exchange of other messages between banks, and also for international wire transfers.